Online Micro-Lending: Background information when reading The International Bank of Bob

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The International Bank of Bob

Connecting Our Worlds One $25 Kiva Loan at a Time

by Bob Harris

The International Bank of Bob
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  • First Published:
    Mar 2013, 416 pages
    Feb 2014, 416 pages

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Book Reviewed by:
Jo Perry

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About this Book

Beyond the Book: Online Micro-Lending

Founded in 2005, is a non-profit that uses the Internet and a global network of micro-finance institutions to allow people to make loans that will help alleviate poverty and create financial independence. Loans can be as small as $25. Once a loan is made, the lender receives updates. As the loan is repaid, the money is credited to the lender's account and is ready to be used again for another loan.

A Guatemalan Kiva loan recipient Both lenders and borrowers have profiles on the site. Lenders learn about the people who receive their loans—who they are, where they live, their families, and their plans for using the borrowed funds. Lenders can choose among categories such as housing, "green" or transportation, can choose by country or gender, or browse profiles of borrowers individually. When many lenders contribute small loans to a single borrower, shows all lenders and lending groups involved in the loan. In this way, a community of lenders is created. The organization does not ...

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