His arithmetic awareness and his inherent cynicism about financial
institutions always compelled him to check his balance every time he withdrew
cash. He always remembered to deduct the ATM fees and every quarter he
remembered to add in the bank's paltry interest payment. And despite his
suspicions, he had never been ripped off. Every time his balance came up exactly
as he predicted. He had never been surprised or dismayed.
Until that morning in Portland, where he was surprised, but not exactly
dismayed. Because his balance was more than a thousand dollars bigger than it
should have been.
Exactly one thousand and thirty dollars bigger, according to Reacher's own
blind calculation. A mistake, obviously. By the bank. A deposit into the wrong
account. A mistake that would be rectified. He wouldn't be keeping the money. He
was an optimist, but not a fool. He pressed another button and requested
something called a mini-statement. A slip of thin paper came out of a slot. It
had faint gray printing on it, listing the last five transactions against his
account. Three of them were ATM cash withdrawals that he remembered clearly. One
of them was the bank's most recent interest payment. The last was a deposit in
the sum of one thousand and thirty dollars, made three days previously. So there
it was. The slip of paper was too narrow to have separate staggered columns for
debits and credits, so the deposit was noted inside parentheses to indicate its
positive nature: (1030.00).
One thousand and thirty dollars.
Not inherently an interesting number, but Reacher stared at it for a minute.
Not prime, obviously. No even number greater than two could be prime. Square
root? Clearly just a hair more than thirty-two. Cube root? A hair less than ten
and a tenth. Factors? Not many, but they included 5 and 206, along with the
obvious 10 and 103 and the even more basic 2 and 515.
A thousand and thirty.
Or, maybe not a mistake.
Reacher took fifty dollars from the machine and dug in his pocket for change
and went in search of a pay phone.
He found a phone inside the bus depot. He dialed his bank's number from
memory. Nine-forty in the West, twelve-forty in the East. Lunch time in
Virginia, but someone should be there.
And someone was. Not someone Reacher had ever spoken to before, but she
sounded competent. Maybe a back-office manager hauled out to cover for the meal
period. She gave her name, but Reacher didn't catch it. Then she went into a
long rehearsed introduction designed to make him feel like a valued customer. He
waited it out and told her about the deposit. She was amazed that a customer
would call about a bank error in his own favor.
"Might not be an error," Reacher said.
"Were you expecting the deposit?" she asked.
"Do third parties frequently make deposits into your account?"
"It's likely to be an error, then. Don't you think?"
"I need to know who made the deposit."
"May I ask why?"
"That would take some time to explain."
"I would need to know," the woman said. "There are confidentiality issues
otherwise. If the bank's error exposes one customer's affairs to another, we
could be in breach of all kinds of rules and regulations and ethical practices."
"It might be a message," Reacher said.
"From the past."
"I don't understand."
"Back in the day I was a military policeman," Reacher said. "Military police
radio transmissions are coded. If a military policeman needs urgent assistance
from a colleague he calls in a ten-thirty radio code. See what I'm saying?"
British Parliament asks Amazon to clarify why it pays $9 million in income tax on $23 billion of UK sales.(May 20 2013) Amazon will be called back to give further evidence to members of the British Parliament "to clarify how its activities in the U.K. justify its low corporate...