I honestly don't think the future portrayed in this book is going to happen.
We'll have two "olds," just like we have rich and poor today. There will be rich olds and poor ones, those who live on Social Security or inadequate pensions. The mergers, bankruptcies, and speculation of the past few years have destroyed many pensions, such that a lot of people who thought they were going to be fine financially are going to have to struggle to survive.
Izabel is right in that some don't need SS at all. Maybe they could cash it out to recoup their own contribution, but there is a lot of controversy about that. What if people cash out or borrow on their SS, then have nothing left to live on? There are already companies offering to buy pensions...













